Watching Pacific Palisades burn, it may be hard to imagine the insurance industry thriving. But the severe weather of climate change could actually help this industry grow. So send relief to wildfire victims,

Insurers have been cutting coverage for thousands of homeowners across the neighborhoods most affected by this week's California wildfires.

We need to make it incredibly expensive to build in these kinds of environments,’ one expert told The Independent. ‘If the insurance industry refuses to sell policies, maybe people won’t risk it’

Though the Palisades Fire continues to rage, currently estimated to have consumed nearly 20,000 acres, destroyed over 5,000 structures and caused at least two deaths, residents are beginning to return to their fire-stricken neighborhoods.

Insurance costs in one of the most expensive U.S. neighborhoods are relatively low Tight regulations keep prices down but discourage insurers Insurance costs more in New Orleans' Lower Ninth Ward Jan 9 - The Pacific Palisades area ravaged by wildfires in Los Angeles is one of the most expensive neighborhoods in the U.

Los Angeles Times photographer Robert Gauthier took an aerial tour of the damage to Pacific Palisades after the fires. Robert Gauthier has been with the Los Angeles Times since 1994. He was the photographer for a project detailing the failings of an L.